Find a way to take bitcoin that fits how you sell and where you are. Every option is checked against the provider’s own pages, with the date we checked.
How do you sell?
Where is your business?
Already use one of these?
On Square in the U.S.? You may already have it.
Bitcoin is built into the Square point of sale and Square Invoices. Check the Square app under Banking, next to Bitcoin. Fees: 0% through December 31, 2026, then 1%. Not available in New York.
6 ways to take bitcoin on invoices in the United States
In order of setup: quickest first, then no technical work, then built into what you may already use, then A to Z. No one pays to be listed or for their place.
1
Square
If you already use Square in the U.S., you can take bitcoin at the counter and on invoices from your existing Square app, with 0% fees through 2026, and get paid in dollars or keep the bitcoin.
Setup
Minutes · built into what you may already use · ID or business check
Fees
0% through December 31, 2026, then 1%
You get paid in
Bitcoin or local money, your choice
Who holds the money
The provider holds the money until it pays you
Where
U.S. only, not New York
Details and sources
How it works
Square Invoices: set up the bitcoin wallet under Banking > Bitcoin, then turn on Bitcoin in your invoice template (Invoices & Payments > Settings > Invoices). Customers pay over Lightning. Invoice total must be at or below $2,500. Not compatible with invoices that allow partial payments.
Setting up
Square Dashboard > Banking > Bitcoin > Get started. Requires identity/business verification (KYB) and two-step verification, age 18+. Square says bitcoin payments settled in dollars are now auto-enabled by default for new eligible U.S. sellers. Eligibility is determined automatically by Square.
All fees as published
0% processing fee until December 31, 2026, then 1%. Optional extras: Bitcoin Conversions (auto-convert card sales to bitcoin) 1% fee; buy/sell bitcoin 1% plus a small spread; bitcoin withdrawals: standard (24-hour) free, Rush (2-hour) $2 plus network fee, Priority (20-minute) $3 plus network fee.
Getting paid
Choose to settle in U.S. dollars (default) or keep bitcoin, converted at the market price at the time of each transaction. Bitcoin is held in your Square bitcoin wallet and can be withdrawn or sent.
Limits
Max $600 (bitcoin market equivalent) per payment and $20,000 total per day. Invoices: total at or below $2,500. Refunds only from the Square POS app on a phone or tablet, issued as a Square gift card/eGift card in dollars, not back to the buyer's wallet. No chargebacks or dispute handling.
Hardware
None needed beyond a phone or tablet running the Square POS app. Optional: Square Register (customer display), Square Register 2nd generation for NFC tap. Not supported on Square Terminal or Square Stand.
Countries
U.S. businesses only. Not available to businesses or business locations in New York. Invoices: not available in New York, U.S. territories or sanctioned jurisdictions.
Not confirmed
Square Online checkout: no Square page confirms bitcoin for online store checkout, so online is listed as not available.
A free bitcoin wallet from El Salvador with a browser cash register, a printable pay QR and a WooCommerce plugin, so a shop can take Lightning payments on any phone.
Setup
Minutes · ID check depends on how you use it
Fees
No fee to receive over Lightning
You get paid in
You receive bitcoin
Who holds the money
Your own wallet, or an account the provider holds
Where
Most countries. In the U.S., self-custody mode only
Details and sources
How it works
Lightning invoices created from the POS link or app; shareable POS link where the customer enters the amount
Setting up
No KYC to create an account: a phone number that can receive SMS (or WhatsApp) is enough. Custodial transaction limits depend on account level, country and regulation; higher levels require an upgrade. Non-custodial accounts have no Blink limits.
All fees as published
Receiving over Lightning: no service fee (sender pays routing). Blink to Blink: no fee. On-chain deposits and withdrawals: a fixed fee that varies by amount plus mining fees. Bitcoin to Dollar Balance transfers: spread applies. Exact amounts are shown in the app, not published as fixed numbers. No published fee for the POS or WooCommerce plugin.
Getting paid
Payments land in the merchant's Blink account in bitcoin, or in the Dollar Balance (USD value: Stablesats in Custodial Mode, USDB stablecoin on Spark in Non-Custodial Mode) where available. POS can show amounts in any currency. No bank payout of local currency found on Blink pages.
Limits
Custodial Mode transaction limits depend on account level, status, country and regulation (shown in app). Some features may not yet be available in Non-Custodial Mode or in some jurisdictions.
Hardware
none needed (any phone, tablet or laptop browser); optional thermal receipt printer and Android NFC for Bolt Cards via Blink Terminal
Countries
Usable in most countries. Blocked: Belarus, China, Cuba, Iran, North Korea, Russia, Syria, Crimea and other sanctioned regions. US residents and US Persons (incl. Puerto Rico): Non-Custodial Mode only, no Custodial Mode or API. Custodial mode is being phased out in some unlicensed jurisdictions. Dollar Balance only in supported countries. Strong community use in El Salvador, Guatemala, Honduras, Peru and several African countries.
Not confirmed
On-chain fees are shown only in the app, not published.
No bank payout in local currency found on Blink pages.
A hosted bitcoin payment service with plugins for many web shops and a browser POS, sending each payment straight to your own Lightning wallet for a 1% fee.
Setup
Minutes · ID check depends on how you use it
Fees
1% per payment
You get paid in
Bitcoin or local money, your choice
Who holds the money
Payments go to your own wallet
Where
Anywhere
Details and sources
How it works
Invoice payment form or link where the customer enters the invoice number and amount, plus a 'Bitcoin Invoice for WordPress' plugin.
Setting up
Sign-up needs an email address and a Lightning wallet, under three minutes if you already have a wallet. No merchant ID check stated. Euro payout partners require KYC (Bringin: ID and utility bill).
All fees as published
1% per transaction. New users get a 5 EUR welcome bonus (plus up to 5 EUR more with a partner code). Euro payout via DFX: 1.2% total (1% Coinsnap + 0.2% DFX bank payout) plus a 1% DFX conversion spread. Bringin: 1% conversion plus 1% bank withdrawal fee.
Getting paid
Bitcoin straight to your own Lightning or on-chain wallet, or a connected BTCPay Server. Optional EUR to your bank via DFX or Bringin.
Limits
Max 1,000 EUR per payment. Bringin payout: min 11,000 sats, max 3,000 EUR per payment, 10,000 EUR monthly withdrawal (more with extra KYC).
Hardware
none needed (any device with a web browser)
Countries
No country list in the terms. Not for use where prohibited by law or in breach of sanctions. Euro bank payout only via partners DFX or Bringin (SEPA). Bringin is for personal accounts only, not companies.
Not confirmed
Shopify works through a manual setup, not a Shopify App Store app.
A paid subscription tool for bitcoin invoices, payment links, a branded checkout and a phone POS, with payments going straight to the wallet or account you connect.
Setup
Minutes · ID check depends on how you use it
Fees
$25 a month or $240 a year. Then 0% on invoices, payment links and point of sale; 1% (capped at $15) on WooCommerce and API
You get paid in
Bitcoin or local money, your choice
Who holds the money
Your own wallet, or an account the provider holds
Where
Anywhere except sanctioned countries
Details and sources
How it works
Invoices, recurring invoices and payment requests.
Setting up
Zaprite sign-up needs only an email address. You connect your own wallet (xpub, or a Lightning node such as LND or LNbits) or an account at a provider such as Strike, Zebedee or Stripe, which may run its own identity checks.
All fees as published
$25/month or $240/year, 30-day free trial. No transaction fee on invoices, payment requests, payment links or POS. Transaction fees: event tickets 1% + $3, API 1%, WooCommerce plugin 1%, capped at US$15.00 per transaction. Monthly plan includes $25 of transaction fees, annual includes $300 per year.
Getting paid
Bitcoin to your own wallet. Zaprite does not convert bitcoin to fiat itself, but you can connect accounts (for example Strike) that convert, and take card or fiat payments via Stripe or Square.
Hardware
none needed (phone or tablet)
Countries
No country list published. Terms bar users located in, or controlled from, OFAC-sanctioned countries. Company based in Austin, Texas, USA.
Free, open-source software that takes bitcoin payments straight into your own wallet, with no processing fees and no middleman, run on your own server or on a third-party host.
Setup
A few hours · needs technical work · No ID check
Fees
0%, only bitcoin network fees
You get paid in
You receive bitcoin
Who holds the money
Payments go to your own wallet
Where
Anywhere
Details and sources
How it works
Invoices with payment notifications, and Payment Requests: a payment link you can send to a client anywhere.
Setting up
Self-host on a cloud server or hardware, or use a shared third-party host if not tech savvy. Docs warn third-party hosts are a trust and privacy risk and a real host never asks for your private key. WooCommerce plugin needs PHP 8.0 or newer and BTCPay 1.3.0 or later. WooCommerce plugin page states 'No middlemen or KYC'.
All fees as published
0% processing fees ('Start Accepting Bitcoin Payments With 0% Fees & No Third-party'). Only normal bitcoin network fees. Third-party hosts may charge their own fees (unverified).
Getting paid
Payments go directly to your own wallet. No built-in fiat conversion confirmed on BTCPay pages (unverified).
Hardware
none needed (POS runs in any web browser; hardware wallet support optional)
Countries
Self-hosted open-source software with no merchant country restriction stated. Third-party hosts are listed in the BTCPay Server Directory (directory.btcpayserver.org, could not be opened, unverified).
Not confirmed
The BTCPay Server host directory could not be opened (certificate error).
No built-in conversion to local currency on BTCPay pages. Conversion needs a connected service such as Strike.
A bitcoin payment processor for registered businesses with store plugins, hosted checkout, invoices and in-person payment requests, charging 1% and paying out in bitcoin or local currency.
Setup
A few days · ID or business check
Fees
1% typical, no monthly fee
You get paid in
Bitcoin or local money, your choice
Who holds the money
The provider holds the money until it pays you
Where
120+ countries, no list published
Details and sources
How it works
Itemized invoices from Payments > Invoices, sent as PDF, link or email.
Setting up
Registered businesses only. KYB: proof of company existence, ownership and address, plus KYC for owners over 25% or a control person. Plugins need an API key from the dashboard; in-person needs no integration. Review time not published.
All fees as published
Typical processing fee 1% for payments and payouts. No setup, minimum, monthly or annual fees. No conversion fees. Bitcoin withdrawals: scheduled weekly on-chain free, instant Lightning free, instant on-chain 1%. Bank transfer fees vary by method and bank partner.
Getting paid
Keep bitcoin, auto-convert at a locked rate to local currency at the time of payment, or split settlement between the two. USD bank transfers: scheduled daily (minimum $500 balance) or one-time on demand.
Limits
Lightning: 1 satoshi to 5 BTC per payment request. On-chain: minimum 542 satoshi, no maximum. Refunds handled by contacting OpenNode support.
Hardware
None needed.
Countries
OpenNode says it serves 120+ countries but publishes no country list; terms bar sanctioned and prohibited jurisdictions. USD bank account and USD settlement are for U.S.-based businesses. Conversion quotes shown for USD, EUR, GBP, BRL, MXN, AUD, HKD, CAD. Regions beyond the U.S. are inferred from listed currencies, not a country list.
Not confirmed
OpenNode says it serves 120+ countries but publishes no country list. Regions beyond the U.S. are inferred from its settlement currencies.
Logos belong to their owners. Saturday Bitcoin isn’t affiliated with or paid by any provider listed. Fees and terms change: check the provider’s current terms before you sign up.
Your path to taking bitcoin
Decide: keep it or convert itKeep the bitcoin, or have it paid out as your local money. Most options above can do either.
Set it upPick an option that fits how you sell, and set it up at your counter, checkout or invoices.
Test a small payment and a refundPay yourself a few cents, then refund it, so you and your staff know how both work.
Get foundAdd your business to Saturday Bitcoin, or claim your listing, so Bitcoiners can find you.
